As a federal employee, your Thrift Savings Plan (TSP) plays a crucial role in your financial future. Managed wisely, it can help you retire comfortably and with confidence. But using the TSP the wrong way—or for the [...]
President Trump’s newly passed “One Big Beautiful Bill” (OBBB) is making headlines, and retirees might want to pay close attention. Aimed at expanding the 2017 Tax Cuts and Jobs Act (TCJA), this sweeping legislation includes a mix [...]
For many retirees, Social Security isn’t just a monthly deposit—it’s the foundation of their entire retirement income. But choosing when to claim it isn’t as simple as picking a birthday and signing paperwork. It’s a decision with [...]
If you’ve ever said, “I do,” it’s more than likely your spouse is the named beneficiary to begin receiving your pension benefits upon your death. On the flip side, single and divorced federal employees have different decisions [...]
Birthdays in retirement aren’t just a reason to celebrate—they’re also checkpoints that can unlock new financial opportunities (or trigger important deadlines). From Social Security eligibility to Required Minimum Distributions (RMDs), several key ages mark turning points in [...]
Life insurance is one of those topics many of us tend to avoid, perhaps because it feels like something we don't need to think about until absolutely necessary. But here's the truth: life insurance is a crucial [...]
Retirement is a time to enjoy the fruits of your labor. But amidst the dreams of travel and newfound hobbies, there's one aspect that often looms large: healthcare expenses. Enter the Health Savings Account (HSA), a tool [...]
Tax season is behind us, but for pre-retirees—those within 10-15 years of retirement—this is the perfect time to reassess financial strategies. The decisions you make now can significantly impact your retirement lifestyle, taxes, and financial security. Here [...]
Sourced from https://fedimpact.com/preparing-for-a-reduction-in-force-12-things-every-fed-should-do-right-now/ As federal agencies undergo workforce reductions, many employees are left wondering what the next round of the Reduction in Force (RIF) will look like and whether it will impact them. Some of you [...]
Annuities have long been a cornerstone for those seeking a steady income stream in retirement. However, the financial landscape is ever-evolving, and what worked a few years ago might not be the best fit today. With rising [...]
Investment Advisory Services offered through Secure Retirement Solutions, LLC dba Compass Financial Group (CFG), a State-Registered Investment Advisor.
Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision.
This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Compass Financial Group and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney.
Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any references to protection benefits or lifetime income generally refer to fixed insurance products. They do not refer, in any way to securities or investment advisory products or services. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company.
Broker Check: https://brokercheck.finra.org/
