7 TSP Mistakes Federal Employees Should Avoid
It may be scary to hear this, but it’s quite possible that messing up your Thrift Savings Plan (TSP) retirement assets is easier to do than you think. When you understand how your TSP works and you [...]
Are Annuity Misconceptions Hurting Your Retirement?
When you think about retirement income, Social Security might be the first thing that comes to mind. But many pre-retirees are realizing that Social Security was never designed to replace a full salary. In fact, it typically [...]
Why 62 Is the Magic Age for FERS Employees to Retire
When federal employees are trying to choose a time in their life to retire, there is often some confusion because there are so many factors to consider. We often hear that 62 is the “magic” age for [...]
7 Retirement Milestones You Need to Know
It's a fact. People are living longer these days. And with higher life expectancies, today's retirees will spend more time in retirement than any other generation in American history. Coupled with that, retirements have evolved—and so have [...]
10 Tips for a Test Drive of Your Retirement
You wouldn’t buy a new car without taking it for a spin first, right? Of course not. Yet many people jump into retirement—one of life’s biggest financial commitments—without ever giving it a trial run. What will your [...]
3 Signs That You’re Not Ready to Retire
Many federal employees nearing retirement have an idea of how they want to live. The problem is, many of those same people don't know if they’ll actually be able to afford it. For them, the idea of [...]
10 Must-Do Action Items to Prepare to Confidently Retire from Federal Service
As you get closer to retiring from federal service, you may become concerned that you’ll miss critical steps in the preparation process. Follow these 10 must-do action items to ensure you’re on track to living the retirement [...]
How Can I Recession-Proof My Retirement?
When people think about retirement, they often imagine years of relaxation and freedom. But for many retirees and pre-retirees, that vision comes with an underlying concern: what happens if the market takes a downturn? Recessions are an [...]
What Is a Required Minimum Distribution (RMD)?
If you’ve spent decades building up your retirement savings in tax-deferred accounts, you may have heard the term Required Minimum Distribution (RMD). But what exactly does it mean for you, and why is it so important to [...]
Why the Federal Reserve Works, And What It Means for Your Retirement
The Federal Reserve may seem distant or complicated, but its decisions ripple through everything from interest rates to inflation, and that may affect your retirement directly. Let’s explore why the Fed works, why its independence matters, and [...]
